There is no place like home. As much as we wish to stay in our homes as we age, sometimes our homes no longer work for us as they did years ago. The good news is it may not mean you have to move. There are many easy low-cost modifications that can be made to your home to help make it a safer environment, and support services that can be put in place that will allow you to comfortably stay independent in your current home.
During this time of COVID-19, many of our clients are asking what procedures we have put in place to keep our clients, staff, and partners healthy & safe. We are pleased to announce TimeWise has earned our Covid-19 Certificate in Prevention & Safety Excellence for Senior Move Managers®, administered by the National Association of Senior Move Mangers (NASMM).
The National Association of Senior Move Managers® is proud to award the NASMM@Home Specialist credential to Julie Ulrich of TimeWise, Inc., servicing the South Hampton Roads area of Virginia. The NASMM@Home Specialist designation is awarded to individuals demonstrating an advanced understanding of Aging In Place concepts and services as they relate to the Senior Move Management® profession.
Auctions, estate sales, moving sales, and flea markets are held throughout the year, and in many states, garage sale season is now in full swing. There is usually a plethora of collectibles that are for sale, with the hopes they will bring a nice stack of dollar bills. Instead, people are finding that the values placed on collectibles in the past have decreased, sometimes to the point where they can’t even give the items away. What caused this decline in the collectibles market?
The majority of homeowners and business owners have their personal property (contents) insured. Being insured is definitely a necessity, whether you own or rent. There are two questions to consider when buying or reviewing your homeowner’s policy, renter’s policy, or business policy:
Statistics presented in a Wall Street Journal article stated that Americans spend $1.2 trillion on goods and services annually. Additionally, the Orlando Sentinel reported that nearly one out of 10 American households rents a storage facility. Of those who rent, 65% have a garage, 47% have an attic, and 33% have a basement.
When there is a death in the family, the responsibility of settling the estate is often designated to the oldest child or a sibling. This is one of the saddest times in one’s life, full of emotion. There are many responsibilities the executor must attend to – making funeral arrangements, placing the house on the market, finalizing the financials, etc.
How often have you thought about hiring an inventory service, but felt you couldn’t justify the cost – the Return on Investment (ROI)? This is normally because people feel that “it” will never happen to them. But ask a person who endured a tornado’s damage, experienced the loss from a burglary, or suffered the emotions of digging through a fire’s debris of water-soaked, melted “stuff” that used to be their belongings. They would say every dollar they paid for their inventory service would have been money well spent.
Though some areas of the country experience more natural disasters than others, there are a variety of seasonal weather awareness campaigns in most of the United States. The National Oceanic and Atmospheric Administration’s (NOAA) National Weather Service (NWS) created a Weather and Water Preparedness Events Calendar that lists all organized disaster preparedness programs.
With the fraud that is happening on a regular basis, it is evident why insurance companies require proof of ownership before they pay on a claim. A home inventory completed prior to the time when you need to file a claim will help you move through the claim process faster than those who do not have this documentation already prepared. This is because you have the proof the insurance adjuster and the insurance company is seeking.
